5 Simple Steps to Start a Budget


5 Simple Steps to Start a BudgetAfter years of wondering why I was broke every couple of months, I realized that I needed to organize my finances and start a budget especially as my student loan statements and other bills started to pile up. It took me several months to set up a budget after trying different ways to set up a budget. I also changed my payment deadlines to align with my budget. After my husband and I married in 2015, it took us over a year to consolidate our finances. Creating a budget helped us to gain a better picture of our finances. It also helped us figure out a five year plan to pay down our debt. Starting a budget is not fun but it is a necessary tool to help you and your family keep track of expenses, save money, and plan for the future. Here are five simple steps to help you start a budget: Read more