Finance

Learn about saving money, making money, managing your household budget, and other personal finance tips.

  • Filipino Frugal Hacks That Will Save You Money (And Help the Environment!)
    Filipinos are naturally frugal. Being frugal has such a negative connotation but it’s actually a smart and practical lifestyle. It helps us save money to put towards things like paying down debt, supporting our families, and saving for our future or goals.  Nowadays, the high cost of living is forcing many people to rethink their…
  • Father’s Day Gift Guide Under $50
    Mother’s Day just ended a few weeks ago and Father’s Day is coming up fast. Like many of you, I’ve been wracking my brain trying to figure out what to get for the dads in my life. What do you get a dad who has everything or a dad who doesn’t care what you get…
  • 7 Ways to Reduce Food Waste at Home
    Food waste is a real problem in the United States. According to the U.S. Food and Drug Administration, food waste is estimated at between 30-40 percent of the food supply. This means BILLIONS of pounds food going to the trash instead of feeding families in need.  Why should you worry about food waste? Imagine going…
  • Mother’s Day Gift Guide 2020
    Mother’s Day is just around the corner but we are stuck at home due to COVID-19. I’ve been thinking about what to get my favorite moms for Mother’s Day. It’s hard because you want to find the ideal gift to show them how much you love and appreciate her. You want something that she hasn’t…
  • Five Simple Steps to Start a Budget
    After years of wondering why I was broke so quickly after payday, I realized that I needed to organize my finances especially as my student loan statements and bills started to pile up. I tried different methods and it took me several months to find a system that worked for me. I also changed my…
  • Whole Foods on a Budget
    Whole Foods is a great place to shop for fresh and organic food but it can be expensive. Here are some ways to shop at Whole Foods on a Budget.
  • De-stress Your Closet and Shop for Less
    A couple of years ago, I read an article from Business Insider about Barack Obama and Mark Zuckerberg wearing practically the same clothes everyday because they have bigger things to worry about than making decisions about clothes. There was also another article about Matilda Kahl, an art director, who wears the exact same shirt and…
  • My First Experience as a Consigner at Rhea Lana
    I first heard of Rhea Lana a few months after my son was born. Rhea Lana is a large children’s consignment sale that lasts about 9 days. They have everything from books, toys, clothing, bedding, cribs, walkers, strollers, utensils, and nursing items. I usually find some good pieces of clothing, infant swimwear, utensils, and breastmilk…
  • 13 Ways to Save Money Eating Out
    My husband and I love eating out. We try our best to limit it to once a week but it’s hard when our schedules are packed that dinner sometimes starts around 10pm. We also like to eat out because it gives us a chance to spend time with our family and friends. Whenever we go…
  • How to Bulk Buy Like a Boss
    Although we are only a small family, we regularly shop in bulk stores like Sam’s Club and Costco. They are great places to go to for food, electronics, gas, baby supplies, and car maintenance. Over the years, we’ve learned a few tricks on how to maximize our membership. We currently have both Sam’s Club and…
  • How We Saved Over $3K On Our Wedding Flowers
    For our wedding in October 2015, we were supposed to work with this wedding florist who came highly recommended. However, not only did it take several months for her to return with a quote, she exceeded our $1,000 budget and gave us a quote of ~$4,600! The most expensive item in the quote was my…
  • Never Pay for Books Again!: How to Get Books for Free
    I love reading and collecting books. I practically grew up in our public and school libraries from elementary to high school. In college, I discovered the astronomical cost of textbooks. The only books I could really afford to add to my bookshelf were textbooks. I could borrow books from our university’s library, but it was…
  • 10 Ways to Save Money on Groceries
    The cost of living in Hawaiʻi is high, especially in housing and groceries. To save money, my husband and I try to cook at home as much as possible. Over the years, we’ve figured out how to spend less than $5 per serving of food. Some of the ways we save money on groceries include:…
  • 7 Financial Mistakes I Wish I Didn’t Make in College
    The cost of higher education is rising every year leaving many students in debt before they begin their first job. First-generation students, like me, enter college without learning how to balance a budget, manage finances, and save money. Looking back, I made a lot of poor financial decisions that added to the amount of debt…